Coverage is underwritten by Aflac. In New York, coverage is underwritten by Aflac New York
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Supplemental insurance policies to help you feather weather the storm
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Duck your out-of-pocket expenses with Aflac insurance products
You’re smart. You’ve already got your major medical insurance needs covered. Maybe even your dental and life insurance, too. But what about all the costs your insurance may not cover? You know, things like deductibles, coinsurance, or emergency transportation to the hospital? That’s where Aflac swoops in to help!
Whether you’ve had an accident or you’re working through a critical illness or short-term disability, Aflac processes your claim and pays cash benefits for qualified claims in just a day,* so you can spend less time worrying about your medical bills and more time focusing on what’s important. Explore Aflac supplemental insurance products below.
What is Aflac insurance?
Let’s face it—major medical insurance may not cover all your expenses. After an accident, a critical illness, or a stay at the hospital, you could wind up with hundreds, maybe even thousands, of dollars in out-of-pocket expenses.
Aflac is voluntary supplemental insurance designed to help pay for your out-of-pocket medical costs if and when they pop up. Think of it like insurance for your insurance. An extra safety net. An added layer of feathery protection that could help make your medical bills roll off your back like water off a … well, you know.
What does Aflac insurance help cover?
Aflac cash benefits may help cover costs like:
- Living expenses
- Time spent away from work
- Charges above your annual aggregate
- Other out-of-pocket expenses
What makes Aflac supplemental insurance different?
Why wait to get the cash benefits you need to help with your medical expenses? Unlike some companies that can take weeks or even months to handle your insurance claim, Aflac promises to process and pay, not deny and delay. Get cash on your qualified claim in as little as one business day using One Day Pay℠.
Three simple steps to get paid fast:
One Day PaySM is available for certain individual claims submitted online through the Aflac SmartClaim® process. Claims may be eligible for One Day Pay processing if submitted online through Aflac SmartClaim®, including all required documentation, by 3 p.m. ET. Documentation requirements vary by type of claim; please review requirements for your claim(s) carefully. Aflac SmartClaim® is available for claims on most individual Accident, Cancer, Hospital, Specified Health, and Intensive Care policies. Processing time is based on business days after all required documentation needed to render a decision is received and no further validation and/or research is required. Individual Company Statistic, 2019.